If you have a policy worth $100,000, your septic tank will be covered for up to $10,000 worth of damage. For example, let’s say your policy declares “other structures” should only be covered by 10% of your dwelling coverage. The difference is, other structures are usually only covered up to a percentage of the overall dwelling limit. In this case, your septic system is still covered. Some may consider it separate from your home and will put it under the “other structures” umbrella available with Coverage B in your policy. You may want to talk with your agent about where your insurance company labels your septic tank. Since your dwelling coverage includes your septic tank, it will be protected according to your policy’s perils and exclusions. When home insurance covers septic system damage Keep reading to see what qualifies your septic system for covered damages, and how to protect yourself from costly surprises. Luckily, your homeowner’s insurance has you covered. Call (229) 415-7780 to schedule today.Damage to your septic system can leave you responsible for expensive repairs or replacements. Our partners are experienced, courteous, and efficient, so you can be sure the job is done quickly and correctly. If your system isn’t behaving like it should, or if you’d simply like it inspected and pumped, we can help. Call Septic Tank Pros Valdosta GA if You Have Trouble with Your Drain Field Lines Watch for signs of failure, like standing water or excessive vegetation over the top of it. This ensures that solids don’t make it into the drainfield and clog it up. If your septic system is on commercial or industrial property, you’ll need it done every few months. For a home, this means every 3-5 years, or more often if you have a garbage disposal. There are a lot of gimmicks on the market, designed to add bacteria to the system and “eliminate buildup.” Your system already has all kinds of bacteria, and as long as you aren’t adding things to kill it, like antibacterial soaps and chemicals, it’ll have all the bacteria it needs on its own. Be mindful of your water consumption and fix any leaky faucets so they don’t needlessly add to the tank. If too much effluent enters the system at once, it doesn’t get treated well and solids may enter the drainfield. Plant anything other than grass on or near them. If the soil compacts, it can’t absorb the effluent, so don’t ever build on top of it (patios, gazebos, swimming pools, play equipment) and don’t let anyone drive over the top of it. You do have to take some precautions to make sure that your drainfield can do its job. There’s also bacteria in the soil, so as long as the flow of effluent remains slow, your on-site waste treatment facility is healthy and safe for the environment, as well as for the people around it. Bacteria that’s naturally present will form a biomat, which slows the flow and removes pathogens. The drainfield, itself, plays a big role in cleaning the effluent, so it’s safe for the environment. These pipes tend to have a layer of rock or gravel around them, so the effluent can be easily dispersed into the surrounding soil, and a layer of soil and grass is placed over the top. With this setup, the effluent flows through a series of underground pipes (drain field lines) that have lots of tiny holes in them. The most popular, however, is the leach field. Others recycle the effluent with a graywater recycling system. There are a lot of different options in this regard. No matter what kind of septic system you have, the effluent, or water from the tank, has to empty out somewhere. At Septic Tank Pros Valdosta GA, our partner technicians install entire septic systems, including tanks and drainfields, and perform regular maintenance for people, so their systems run properly and can serve them for decades without an issue. Your drain field lines are an integral part of your leach field, and therefore, an imperative part of your septic system as a whole.
0 Comments
Leave a Reply. |